Percentage in Point

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4 Investment Safe Heavens for College Graduates

Posted: 31 Aug 2010 10:00 AM PDT

Gone through the tough phase of your college days, got a stable job now and are earning well, then you might be wondering where you could put your cash in order to invest your money in a safe place. So lets look at the options which you could consider:

invest your money

Online Bank Accounts

This is the most popular option for putting your money into, however, the question still exists as to which bank is the best. This question could be answered by your individual needs since saving accounts tend to vary from bank to bank. Under this it could vary whether you only care about an easy-to-use interface, while others are heavily focused on chasing high interest rates. This also be said that it is the most conservative form on investment.

Investment Account

For students those who do not have a financial background then this option might be a bit confusing for which you either will have to do it yourself or you might have to hire a financial planer for yourself. This type ranges from a discount brokerage where you trade securities to safe low-return bonds. Therefore either way, yourself or through a planner, it is recommended that you do it right away and do not hold onto cash for long.

Physical Assets

Here you have various options too, whether you would want to invest in an asset such as a car or buy a home. Both are two seperate things in terms of value. This is because in terms of cars it’s been said that the value of the car will depreciate over a period of time so you might lose money. However, if you purchase a home then that might appreciate over some period of time, hence providing returns on your investments.

Experiences

This category basically divides people into two kinds of categories, those who wish to save money in a safe investment tool and those who want to invest money into an experience. Saving money in a investment tool has been explained above, however investing in experience means that you put your money something like mountain climbing or going for a world tour, exploring new places, doing new things.

GreatTrader FOREX

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